This is getting more stressful and more complicated by the day.

I’ve been to do the mortgage bit and am thanking my parents for drumming into me the horrors of debt.

After a couple of seconds of nervous nail biting, the credit check returned a green flashing ‘accept’ sign and I am clean as a whistle (well, kind of).

But who to go with? Which deal is best? And how much shopping around should I do? (And let’s be honest, it’s not like proper shopping, is it…)

The lady at Nationwide was called Jane so thought that was a good sign but know I must NOT decide on mortgage lender based solely on financial consultant’s name…

It's all so confusing

I have been back for a second viewing and was unsure how I was going to feel about the flat, but the new love butterflies are still very much there and I am feeling really, really excited. I want this flat!

It’s got the perfect heart/head combo. I want to be there (heart) and I am confident it’s a sensible buy too (head). I feel out of my depth though with all this cliff-hanging negotiation, paper work and financial stuff.

At the moment I’m trying to work out my next move based on the cost of the vendor having to extend the lease (leasehold - who’s bright idea was that?) but I’m also fighting against an investor, who I wish would just go away (shoo, shoo!)

How typical that my ‘no chain, attractive buyer’ status would usually put me in the Naomi Campbell league, but up against this very annoying cash-rich shark I feel more like Posh Spice trying to hang out with Hollywood’s A-list.

And on top of my loss of attractiveness (which I’m trying not to take personally), I still need to find someone to give me a ‘gift’ to bump up the deposit.

Need some extra cash and fast! Clean answers on a postcard…

Related Tags: General, FTB, Diary

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