FTBs: Loved Up Or Desperate?

Loved up first-time buyers are taking the romantic route to homeownership, according to research by Charcol.co.uk.

Their figures reveal that back in 2006 joint buyers made up 45 per cent of first-time purchases, but in 2007 this rose to 50 per cent.

Charcol have tried to give a Valentine’s spin to the stats, and conclude that the increase is all down to blissed out couples walking hand-in-hand through rose-covered doorways.

They may be right, but given the rise in the number of websites matching up total strangers keen to share the mortgage bills, I’m not so sure.

So with that in mind, here’s a little Valentine’s rhyme to scribble anonymously in a card to that special someone:

Roses are red
Violets are blue
Two deposits will allow us to buy a bigger place and improve our loan-to-value ratio
How much have you?

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