Flat Out: Jane’s Diary of a First-Time Buyer #10
As luck would have it, I won’t be boarding a flight to the South of France and trying to complete on the property at the same time, as I have exchanged and complete tomorrow!
I am going through waves of extreme excitement, blind panic and slight nausea at the thought of the money I don’t have … the usual, I am sure.
So, I finally heard back from the vendor’s solicitors regarding the outstanding questions. I didn’t get much further but at least I tried, and to be honest I was getting to the point of not really caring anymore, I just wanted to get it finalised.
I went to the building society and transferred my life savings which was quite emotional, not just because it was a huge sum of money, but also because it was money my much loved granddad left to me over 11 years ago that I have left untouched, and have tried to add to over the years.
I know he wanted that money to go towards my first place and it may have taken 11 years, but I got there in the end! Without it, this property purchase wouldn’t be happening and I know I am lucky to be able to find the 10 per cent deposit.
I have spent the last couple of days trying to work out how much money I have left for paint and carpets, and making a list of the things I need to do in the flat. I have a few days of wallpaper stripping, cleaning and painting to look forward to, with hopefully a glass of champagne or two thrown in at some point.
I am thanking my lucky stars as I know I have got a good deal on this place, and as much as I like to think there was a bit of intelligence with regards the timings and being sensible with my offer, I know there has been a lot of luck as well.
Am also very grateful for fantastic boyfriend who is a carpenter/builder and who is going to come in very, very handy!
I am now just counting the hours until I get the completion call, and then I am off to pick up the keys, buy some paint and try not to fall out with my new neighbours as I knock down a wall as part of my ‘Changing Rooms’ transformation!
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My boyfriend and I recently found out we are expecting! VERY exciting news to both of us! We have rented for the past 5 years and now that we are starting a family we’ve decided to buy. As you can imagine the process brings up a lot of questions for us both. We don’t want to end up paying to much, we want to know all the right questions we should be asking.. This article has been very helpful!
http://www.e-personalfinance.com/article/Frequently-Asked-Questions-by-First-Time-Home-Buyers.html
Here’s another website that has helped answer a lot off our questions.Hope it can help you too!!